By paying interest instead of premiums and structuring ownership of life insurance properly, clients can maximize gift and estate taxes.
Leverage
Most self-made millionaires are comfortable leveraging their assets and have used that to create wealth by utilizing their current assets and the policy’s cash surrender value to obtain the coverage they need.
Retained Capital
Life insurance provides a competitive ratio of cost to benefit, preserving your estate planning options.
Premium Financing can offer high net worth clients an attractive alternative to a traditional life insurance platform.
There are various strategies in the market that allow the ability to pay life insurance premiums with loan proceeds.
For individuals considering life insurance policies with sizable annual premiums, life insurance premium financing may be a convenient option for funding required policy premiums.
